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Raised in California, Michelle J. Christensen discovered early on that perseverance and commitment are the keys to success. Since launching her career in the mortgage industry in 1996, she has built nearly three decades of hands-on experience in processing, underwriting, and loan structuring.
With over 28 years of expertise, Michelle has helped countless clients achieve their homeownership goals—guiding them through the lending process with clarity, confidence, and care. Known for her ability to quickly identify the best loan programs and creative financing solutions, Michelle has earned a trusted reputation among both her clients and peers in the industry.
Her approach is simple: make the mortgage process smooth, transparent, and tailored to each client’s unique goals.
When she’s not helping clients secure their dream homes, Michelle enjoys swimming and spending time with her family. As a proud mom of four, she knows how to balance dedication, energy, and heart—qualities that shine through in every aspect of her work.
Experience the difference of working with a lender who truly cares.
Visit SoLowRates.com to get started today.
Buying a home or refinancing your mortgage in California doesn’t have to be complicated. With the right guidance, you can confidently choose the mortgage program that fits your goals, financial situation, and lifestyle.
For Homebuyers:
For Homeowners Looking to Refinance:
Whether you’re purchasing a home, refinancing, or exploring specialized loan programs in California, having an experienced lender by your side makes all the difference.
Trusted by hundreds of California homebuyers every year, with over 28 years of helping clients secure the best mortgage solutions.
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Credit and collateral are subject to approval. Additional restrictions may apply. Terms and conditions apply. This is not a commitment to lend. Programs, rates and conditions are subject to change without notice.
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